Protecting a Vacant House

Insurance

• Call the carrier and tell them the owner has died and the house is empty.
• Ask how long coverage lasts while vacant. Many policies cut back after 30 to 60 days.
• Ask about a vacant-dwelling policy if the house will sit for months.
• Put the policy in the estate's name once you have letters.

Security

• Rekey the locks, and track every key.
• Put lights on timers, and stop newspaper delivery.
• Ask a neighbor to call you if something looks off.
• Move valuables, guns and papers somewhere secure.

Utilities and systems

• Keep power and water on, in the estate's name if possible.
• Set the thermostat to 55°F in winter and 80–85°F in summer.
• Before a hard freeze, drip faucets or shut off and drain the water.
• Check for leaks, pests and roof damage after every storm.

Outside

• Keep the lawn mowed. Dallas code compliance cites tall grass.
• Clear the porch, and keep the mail picked up.
• Keep property taxes current to avoid penalties and interest.
• Walk the property every week or two, or have someone do it.